4:00PM - 6:00PM

Opening Reception - Sponsored by CoreLogic

Location: The Watertower at the Arlo

Appetizers & Drinks

7:00AM - 7:45AM

• SOULCYCLE - Sponsored by BILT Rewards

• Location: Soulcycle, 196 Kent Ave

8:00AM - 9:00AM

• BREAKFAST AT LIESURE

• Location: Mirror Bar at the Arlo - 96 Wythe Ave

9:00AM - 9:30AM

• WELCOME & FRAMING

• Speaker: Chrissi Johnson, Alinement Initiative

9:30AM - 10:30AM

• PANEL: IT'S THE ECONOMY BRUH

• Moderator: Kenon Chen, Clear Capital

• Panelists: Christine Cai, Prosperity Now; Selma Hepp, CoreLogic; Skylar Olsen, Zillow; Chen Zhao, Redfin

  Back by popular demand is our economist panel featuring some of the leading and certainly most compelling economists in the industry. Last year’s discussion was interactive, insightful, and in true REalinement fashion, a bit rowdy. We will discover together how the prevailing rate environment is reshaping affordability dynamics and influencing consumer sentiment and behavior. We’ll gain valuable insights into the evolving landscape of housing supply, examining shifts and challenges that impact the market. We will explore emerging trends in home equity and its ramifications for homeownership sustainability and wealth accumulation.

10:30AM-11:00AM

• SALON FRAMING

• Speakers: Jeremy Potter, Next Belt Solutions and Kara Ward, Falcon Advisors

11:00AM - 12:30PM

Note lunch is self-serve and will be available in the Mirror Bar Foyer at 12pm.

• POLICY SALONS DAY 1:Reviving Innovation

  We leverage our individual experiences and shared Salon-work to develop creative solutions for the coming year. Through discussion and reflection, we uncover insights and challenge old beliefs to find the best path forward. We form strategic partnerships to advocate for positive changes in the housing market, driving progress and sustainable growth in homeownership.

  On Day 1, our goal is to identify one innovative solution for each policy pillar for the coming year, though groups may continue focusing on previous goals if they choose.

• Salon on Housing Supply and Affordability
  Location: The Mirror Bar
  Salonnieres: Jon Lawless and Noerena Limon
  Definition: Accelerating the growth of available housing units to ease affordability challenges in the market.

• Salon on Equitable Access to Housing Finance
  Location: TBD
  Salonnieres: Jeremy Potter and Kenon Chen
  Definition: Equitable access to homeownership for all Americans, and eliminating barriers to access to credit for historically underserved groups.

• Salon on Sustainable Homeownership
  Location: TBD
  Salonnieres: Marisa Calderon and Jim Park
  Definition: Ensure all households can maintain the benefits of homeownership, and in doing so pass on the accumulated wealth to future generations.

12:30PM - 1:00PM

• KEYNOTE ADDRESS
  FHA Commissioner Julia Gordon

  We are honored to welcome Julia Gordon, Assistant Secretary for Housing and Federal Housing Commissioner at the U.S. Department of Housing and Urban Development (HUD), to deliver the keynote address at the REalinement Retreat.

  Throughout her career, Commissioner Gordon has been a steadfast advocate and hands-on practitioner, dedicated to achieving justice, fairness, and equity in housing, as well as ensuring consumer protections. REalinement looks forward to learning from Comissioner Gordon's outstanding leadership as we strive together to expand housing equity in the United States.

1:00PM - 2:00PM

• PANEL: NEW HOME, WHO DIS?

• Moderator: Jeremy Potter, Next Belt Solutions

• Panelists: Chris Abate, Redwood Trust; David Jette, Homium; Skye Laudri, Crib Equity; Dan Ticona, Freddie Mac

  The starter home no longer exists. Down payment remains a major obstacle to access for homeownership. Increasingly, consumers are turning to shared equity down payment partners to win a new home with lower cash outlay. We’ll explore the pros and cons of this new product with those at the cutting edge.

2:00PM - 3:00PM

• PANEL: ALINING INNOVATION

• Moderator: Jonathan Lawless, Bilt Rewards

• Panelists: Niles Lichtenstein, Nestment; Kara Murray, Terner Labs; Julie Raisch, NewRez; Terry Theologides, Fannie Mae

  Millions, if not billions, of invested dollars have been lost due to the misalignment between fast-moving startups, more measured industry and policy organizations, and venture funding expectations. However, each of these groups plays a crucial role in housing innovation. Our panel will explore how ambitious startups aiming to revolutionize the housing landscape can collaborate with industry and policy partners to create a more aligned pathway and realistic timeline for significant change in this large, yet slow-moving industry. We will also discuss how real estate and venture cycles can better align their expectations around funding, ensuring sustainable decisions that lead to significant impacts on achievable timelines. This unique panel will delve into the complexities of aligning government and startup efforts, the barriers to collaboration, and the impact of regulatory challenges. Join us as we envision a future where government and innovation effectively come together to address housing challenges, setting the stage for the next decade of transformation.

3:00PM - 4:00PM

• Personal REalinement: Take this time for yourself!

4:00PM - 6:30PM

• THE LineUP SHOWCASE & RECEPTION - Sponsored by Nestment

• Location: Mirror Bar Foyer at The Arlo - 96 Wythe Ave

• Hosts: Jim Park, The Mortgage Collaborative & Chrissi Johnson, Alinement Initiative

  "The LineUp" showcase is a highlight of REalinement, where groundbreaking startups showcase their innovative solutions to revolutionize the housing industry. Witness founders pitch their transformative ideas, all focused on driving real change with a lens on equity and inclusion. This event fosters collaboration and growth, providing a unique platform for startups to gain feedback, form strategic partnerships, and connect with mentors. Be part of this exciting movement to transform communities and reshape the future of homeownership in America.

The LineUpdates | 4:00PM - 4:30PM

The 2023 Cohort 1 participants will take the floor to share updates on their businesses and answer audience questions.

Presenters: Brian Guadio, Module; Tamara Knox, Frolic; Niles Lichtenstein, Nestment; Daniel Smith, Keepingly; Jillian White, Appraisal Insights

The LineUp Showcase | 4:30PM - 6:30PM

Cohort 2 participants will take the floor to introduce their companies and solutions “shark tank” style and answer audience questions.

Presenters: Daniel Hayes, Greenline; Skye Laudari, Crib Equity; Scott Levine, Tough Leaf; Landy Liu, Foyer; Tommy Mercein, Homium; Kristin Messerli, First Home IQ; Eli Pershing, Housing Connector; Christopher Rankin, Rent Butter

6:30PM - 7:00PM

TRAVEL TO DINNER: Distance: .6 miles, 14 minutes walking // .6 miles, 5 minutes driving

Note if you would prefer not to walk we recommend coordinating on shared rides using Uber or Lyft.

7:00PM - 10:00PM

REalinement Dinner - Hosted by BILT Rewards

Location: Sundays In Brooklyn - 348 Wythe Ave

8:00AM - 9:00AM

• BREAKFAST AT LEISURE

• Location: Mirror Bar at The Arlo

9:00AM - 9:30AM

• WELCOME & REFLECT

• Speaker: Chrissi Johnson, Alinement Initiative

9:30AM - 10:30AM

• PANEL: MIDDLE HOUSING GLOW UP

• Moderator: Noreen Limon, Mariposa Strategies

• Panelists: Jen Butler, Zillow; Laurie Goodman, Urban Institute; Dan Hardcastle, HUD; Mike Kingsella, Up For Growth; Rafael Perez, Casita Coalition

  Dive into the dynamic world of Accessory Dwelling Units (ADUs) and discover how they've sparked zoning reforms, especially in Western states, boosting housing availability. Join our expert panelists as they share thrilling success stories and game-changing strategies for passing impactful zoning reforms and fast-tracking the growth of housing units. Get inspired by innovative solutions to affordability challenges and learn how to drive sustainable growth in the middle housing market. Don't miss this opportunity to gain valuable insights and be part of the housing revolution!

10:30AM - 11:30AM

• PANEL: LIQUIDITY LIFESAVERS

• Moderator: Marisa Calderon, Prosperity Now

• Panelists: Mike Calhoun, Center for Responsible Lending; Stuart Yasgur, Economic Architecture

  When cash gets tight, homeowners should have ways to dodge the fees, stress, and credit hits that come with missing mortgage payments. By offering options like liquidity insurance or mortgage reserves, we can cut down on delinquencies, defaults, and foreclosures, making homeownership more stable and keeping the market steady. Join us to chat about fresh solutions that help homeowners stay on track with their mortgages during tough times. Find out how every household can thrive and build wealth for the future. Don't miss this epic journey to financial empowerment.

11:30AM - 1:00PM

Note working lunch will be self serve and available in the Mirror Bar foyer at Noon.

• POLICY SALONS DAY 2: ILLUMINATING PROGRESS

  We aim to advance housing for underserved populations through knowledge, equity, and innovation. By promoting just policies and open dialogue, we challenge norms and drive progress. Embracing ethical standards and new technologies, we improve housing stability and quality of life for all.

  On Day 2, our goal is to outline the path to make our agreed-upon solution a reality in the coming year.

  Salon on Housing Supply and Affordability
  Location: The Mirror Bar
  Salonnieres: Jon Lawless and Noerena Limon
  Definition: Accelerating the growth of available housing units to ease affordability challenges in the market.

  Salon on Equitable Access to Housing Finance
  Location: TBD
  Salonnieres: Jeremy Potter and Kenon Chen
  Definition: Equitable access to homeownership for all Americans, and eliminating barriers to access to credit for historically underserved groups.

  Salon on Sustainable Homeownership
  Location: TBD
  Salonnieres: Marisa Calderon and Jim Park
  Definition: Ensure all households can maintain the benefits of homeownership, and in doing so pass on the accumulated wealth to future generations.

1:00PM - 1:30PM

• SHARING OF SOLUTIONS: Each Salon will have a total of 10 minutes to present its solutions and gather feedback from the group.

1:30PM - 2:00PM

• CLOSING AND CALL TO ACTION

• Speaker: Chrissi Johnson; Alinement Initiative

2:00PM - 3:00PM

• PERSONAL REALINEMENT: Take this time for yourself!

3:00PM - 5:00PM

• WILLIAMSBURG NEIGHBORHOOD WALKING TOUR

• Guide: Quillian Riano, Dean of Pratt Institute School of Architecture

• Starting in front of The Arlo

5:00PM - 7:00PM

• CLOSING RECEPTION & AWARD SHOW

• Location: TALEA Taproom 87 Richardson Street, Brooklyn, NY